Income protection typically covers 50-70% of your regular income if you're unable to work due to illness or injury.
Depending on the policy, it can provide payments until you're well enough to return to work, or up to retirement age in some cases.
You can choose the waiting period (the time before payments start), which can range from weeks to months, affecting the premium cost.
Life insurance provides financial security for loved ones, covering debts and living expenses, giving peace of mind for unforeseen circumstances.
Get faster access to healthcare with private medical insurance; it offers reduced wait times, specialist choice, and personalised treatment when needed most.