While PMI doesn’t replace the NHS, it gives policyholders faster access to specialists, private hospital care, and treatments that might have long NHS wait times.
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Monthly premiums depend on factors like age, lifestyle (e.g., smoking), medical history, and the level of cover chosen.
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Family Policies Can Be More Cost-Effective
Many insurers offer discounted rates for families, making it cheaper than getting individual policies for each member.
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Life insurance provides financial security for loved ones, covering debts and living expenses, giving peace of mind for unforeseen circumstances.
Income protection typically covers 50-70% of your regular income if you're unable to work due to illness or injury.